Just when you thought health insurance companies couldn’t get any scummier, it appears that in nine states and the District of Columbia, insurance companies have categorized domestic violence as a “preexisting condition.”
Domestic violence is a strong predictor of increased use of health care services. That makes sense. Insurance companies understand there’s a good chance that a woman who’s knocked around today will seek treatment for a broken bone tomorrow. Aaaaand you know what that means…
Amanda Marcotte discusses some of the unintended consequences of this sort of policy.
Obviously, the major one is that the fear of losing insurance coverage might drive victims to avoid reaching out for help, and it may even mean that they don’t get treatment for their injuries after an abusive incident. And of course, the less a woman reaches out for help, the less likely she is to get out of the situation.
Just a little collateral damage in the psychopathic insurance industry’s single-minded quest to amass and hold on to money. Health insurance companies need to be sent to the non-existent death panels.